Case Study · Financial Services
KYC and AML Screening Time Reduced by 73%, Zero Compliance Gaps
Review Time
−73%
Compliance Gaps
0
SARs Auto-Drafted
100%
The Challenge
A fintech lender was struggling with the volume and complexity of its KYC and AML obligations. Analyst review time per application was averaging 45 minutes, creating a bottleneck that was limiting origination volume. The compliance team was also under pressure following regulatory guidance that required more thorough documentation of screening decisions — creating additional work on top of an already stretched operation.
The Approach
ComplianceAI was deployed to automate document extraction, identity verification, sanctions screening, and SAR drafting. Forward-deployed engineers spent four weeks mapping the screening workflow, identifying the decision rules that governed each step, and building the policy map that ComplianceAI would use to assess each application. The system was integrated with the lender's existing origination platform via DataBridge connectors.
The Results
Average analyst review time fell from 45 minutes to 12 minutes per application — a 73% reduction — as analysts shifted from manually performing each screening step to reviewing and approving AI-generated screening summaries. Zero compliance gaps were identified in the first year of operation. All SARs were drafted automatically by ComplianceAI and submitted after analyst review, with no cases requiring manual drafting from scratch.